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Nature | An open-ended debt scheme investing in government securities across maturity. |
Investment Objective | To provide regular income along with opportunities for capital appreciation through investments in a diversified basket of central government dated securities, state government securities and treasury bills. However, there can be no assurance that the investment objective of the scheme will be realized / achieved. |
Asset Allocation | The asset allocation pattern for the scheme is detailed in the table below:
Instrument | Indicative allocation
(% of total Assets) | Risk Profile |
| Minimum | Maximum | |
Government of India dated Securities/State Government dated Securities/Government of India Treasury Bills/ Cash Management Bills of Government of India |
80% |
100% |
Sovereign / Low |
Tri-party repo and repo/reverse repo in Central Government or a State Government Securities |
0% |
20% |
Low |
For more details on Asset Allocation please refer Scheme Information Document(SID) |
Fund Manager | Mr. Raju Sharma |
Benchmark | CRISIL Dynamic Gilt Index |
Face Value | Rs. 10/- per unit. |
Entry Load | Not Applicable |
Exit Load | 0.5% for exit (repurchase/switch-out/transfer) within 30 days from the date of allotment |
Plans & Options | The Scheme offers the following Plans for investment: - Regular Plan
- Direct Plan
Within each Plan there are two Options: - Dividend Option
- Growth Option
The Dividend Option under both the Plans offers following modes of Dividend: - Dividend Payout
- Dividend Reinvestment and
- Dividend Sweep
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Fixed Tenor Trigger (FTTP) Plan Facility: | This facility allows investors to invest for a predetermined tenor. Tenors available under this scheme are 3 years, 5 years, 7 years & 10 years. FTT Plan facilitates automatic redemption at NAV on completion of pre-specified tenor, unless the investor opts for a rollover. Under this plan, rollover facility will be provided to Unit holders of the Scheme. |
Minimum Investment | Rs. 5000 and in multiples of Re. 1 thereafter. |
Additional Purchase | Rs.1000 and in multiples of Re. 1 thereafter. |
Systematic Investment Plan (SIP) | Monthly option - Rs. 500 and in multiples of Re. 1/- thereafter per month, for atleast 12 months or Rs. 1000 and in multiples of Re. 1/- thereafter per month, for a minimum period of 6 months. Quarterly option - Rs. 1500 and in multiples of Re. 1/- per quarter thereafter for a minimum period of 4 quarters. Investments above the minimum amount mentioned, shall be made in multiples of Re. 1 for all SIPirrespective of frequency of SIP or the Option. |
Systematic Transfer Plan (STP) | Minimum balance in the Scheme should be Rs.25,000/- at the time of enrollment. SWP/STP
(*Multiples of Re.1/- thereafter except under IEAF where STP will be made at a minimum
of Rs.500/- and in multiples of Rs.500/- thereafter.) |
Systematic Withdrawal Plan (SWP) | Minimum balance in the Scheme should be Rs.25,000/- at the time of enrollment. Minimum amount for each withdrawal is Rs.1000/- and in multiples of Re.1/- thereafter for a minimum period of 6 months. Withdrawal on 25th of each month or, if 25th is a holiday, then the next effective business day. |
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Taxation |
.**For further details on taxation please refer to the Section on Taxation in the SAI |
Riskometer | This product is suitable for investors who are seeking*: - Long term regular income along with capital appreciation with at least medium term horizon
- Investments in dated Central & State Government Securities / T-Bills / Money Market Instrument
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them. | |