Nature | An open-ended hybrid scheme investing predominantly in equity and equity related instruments. |
Investment Objective | The investment objective of the Scheme would be to generate opportunities for capital appreciation along with income by investing in a diversified basket of equity and equity related instruments, debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized. |
Asset Allocation | The asset allocation pattern for the scheme is detailed in the table below:
Instrument | Indicative Allocation
(% of total assets) | Risk Profile |
| Minimum | Maximum | |
Equity and equity related instruments |
65% |
80% |
High |
Debt and Money Market Instruments |
20% |
35% |
Low to Medium |
Units issued by Real Estate Investment Trusts (REITs) & Infrastructure Investment Trusts (InvITs) |
0% |
10% |
Medium to High |
For more details on Asset Allocation please refer Scheme Information Document. |
Fund Manager | Ms. Uma Venkatraman (Equity portion) and Mr. Raju Sharma (Debt Portion) |
Benchmark | CRISIL Hybrid 35+65 - Aggressive Index |
Face Value | Rs. 10/- per unit. |
Entry Load | Not Applicable |
Exit Load | 1% for exit within 12 months from the date of allotment. No load on exit after the aforementioned period. |
Taxation |
Unit holders of the Scheme will be charged Securities Transaction Tax (STT) at applicable rate on value of redemption of units
** For further details on taxation please refer to the Section on Taxation in the SAI and independently refer to your tax advisor |
Plans & Options | The Scheme offers following plans for investment :- - Regular Plan
- Direct Plan
Within each Plan there are two Options: - Dividend Option *
- Growth Option
The Dividend Option under both the Plans offers following modes of Dividend: - Dividend Payout
- Dividend Reinvestment and Dividend Sweep
*All dividend distribution is subject to the availabilty of distributable surplus on the record date and will be at the discretion if IDBI Asset Management Ltd. and IDBI MF Trustee Company Ltd. |
Minimum Investment | Rs. 5000 and in multiples of Re. 1 thereafter. |
Additional Purchase | Rs.1000 and in multiples of Re. 1 thereafter |
Systematic Investment Plan (SIP) | Rs. 1000 per month for a minimum period of 6 months. - Rs. 500 per month for a minimum period of 12 months - Rs.1500 per quarter for minimum period of 4 quarters. Investments above minimum amount mentioned above, shall be made in multiples of Re. 1 for all SIP in both Options irrespective of frequency of SIP |
Systematic Withdrawal Plan & Systematic Tranfer Plan (SWP & STP) | Minimum Balance in the scheme should be Rs. 25,000/- at the time of enrollment. Systematic Withdrawal Plan (SWP): Minimum amount for each withdrawal is Rs.1000/- and in multiples of Re.1/- thereafter for a minimum period of 6 months. Withdrawal on 25th of each month or, if 25th is a holiday, then the next effective business day.
Sub-option | Eligible dates for effect | Minimum Amt per transfer* | No. of Installments | Weekly | 1st Business day of the week | Rs. 1,000/- | 12 Installments | Monthly | 1st, 5th 10th, 15th, 20th & 25th of each month | Rs. 1,000/- | 12 Installments | Quarterly | 1st, 5th 10th, 15th, 20th & 25th day of first month | Rs. 2,500/- | 4 Installments | (*Multiples of Re.1/- above minimum investment) |
Riskometer | This product is suitable for investors who are seeking*: - Long term capital appreciation with income
- Investments in equity & equity related instruments as well as debt and money market instruments.
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them. | |