Product Snapshot

 
Fund Name
IDBI SMALL CAP FUND  
 
Nature

Small Cap Fund - An open-ended equity scheme predominantly investing in small cap stocks.

Investment ObjectiveThe Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related instruments of Small Cap companies. However there can be no assurance that the investment objective under the Scheme will be realized.
Asset AllocationThe asset allocation pattern for the scheme under normal circumstances is detailed in the table below:
Instrument Indicative allocation
(% of total Assets)
Risk Profile
  Minimum Maximum  
Equity & Equity related instruments of Small Cap Companies 65% 100% High
Equity & Equity related instruments of Companies other than Small Cap Companies 0% 35% High
Debt and Money Market instruments and CBLO        0% 35% Low to Medium
Units issued by Real Estate Investment Trusts (REITs) & Infrastructure Investment Trusts (InvITs) 0% 10% Medium to High

Debt and money market instruments may include securitized debt up to 10% of the net assets of the Scheme.
Fund Manager

Mrs. Uma Venkatraman

Benchmark

Nifty Smallcap 250 Index-TRI

Face ValueRs. 10/- per unit
Entry LoadNot Applicable
Exit Load

  • On an ongoing basis
    Exit load (Redemption / Switch-out / Transfer / SWP) – 1% for exit within 12 months from the date of allotment
Taxation
IDBI Small Cap Fund Resident Investor** Mutual Fund**
Dividend Distribution Tax NIL NIL
Capital Gain    
Long Term
(units held for more than 12 months)
NIL NIL
Short Term
(units held for less than 12 months)
15% (plus applicable surcharge & cess) NIL

In case of Equity Oriented Schemes, Unit holders will be charged securities transaction tax (STT) at applicable rate on value of redemption of units.
**For further details on taxation please refer to the Section on Taxation in the SAI and independently refer to your tax advisor.
Plans & Options
The Scheme offers following plans for investment :-
  1. Regular Plan
  2. Direct Plan

Within each Plan there are two Options:
  1. Dividend Option
  2. Growth Option

The Dividend option under both Plans offers following modes of dividend:
  1. Dividend Payout
  2. Dividend Re-investment
  3. Dividend Sweep
Minimum InvestmentRs. 5000 and in multiples of Re. 1 thereafter.
Additional PurchaseRs. 1000 and in multiples of Re. 1 thereafter
Systematic Investment Plan (SIP)
  • Rs. 1000 per month for a minimum period of 6 months.
  • Rs. 500 per month for a minimum period of 12 months
  • Rs. 1500 per quarter for minimum period of 4 quarters.

Investments above minimum amount mentioned, shall be made in multiples of Re. 1 for all SIP in both Options irrespective of frequency of SIP
Riskometer
This product is suitable for investors who are seeking*:
  • Long term capital growth
  • Investment predominantly in equity & equity related instruments of Small cap companies
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.