Product Snapshot

The Scheme offers following plans for investment :-

Within each Plan there are two Options:

Dividend option under both Plans offers payout facility only.

The frequency of dividend payment for Plans with maturity less than and including 365 days will be on a monthly basis and/or at maturity.

The frequency of dividend payment for Plans with maturity above 365 days will be on a quarterly basis and/or at maturity.
*All dividend distribution is subject to the availability of distributable surplus on the record date and will be at the discretion of IDBI Asset Management Ltd. and IDBI MF Trustee Company Ltd.

IDBI Fixed Maturity Plan – Series IV	Resident Investor**	Mutual Fund**
Tax on Dividend (Dividend Distribution Tax)	NIL	Dividend Distribution Tax (DDT) Individual / HUF/NRI - 25% (plusapplicable surcharge & cess)Others- 30% (plus applicablesurcharge & cess)
Capital Gain
Long Term	20%**	NIL
Short Term	Rates applicable to Unitholders as per their income slabs (plus applicable surcharge & cess)	NIL

*/**For further details on taxation please refer to the Section on Taxation in the SAI and also independently refer to your tax advisor and to the latest Tax Reckoner.Investors should be aware that the fiscal rules/ tax laws may change and there can be no guarantee that the current tax position may continue indefinitely. In view of the individual nature of the tax consequences, each investor is advised to consult his/ her own professional tax advisor.