| Nature | An open ended dynamic debt scheme investing across duration. |
| Investment Objective | The investment objective of the Scheme is to generate income while maintaining liquidity through active management of a portfolio comprising of debt and money market instruments. |
| Asset Allocation | The asset allocation pattern for the scheme is detailed in the table below: | Instrument | Indicative Allocation
| Risk Profile | | | Minimum | Maximum | | | Debt instruments (including fixed/floating rate debt instruments, government securities and securitized debt) | 0% | 100% | Low to Medium | | Money Market instruments | 0% | 100% | Low | For more details on Asset Allocation please refer Scheme Information Document(SID) |
| Fund Manager | Mr. Raju Sharma |
| Benchmark | CRISIL Composite Bond Fund Index |
| Face Value | Rs. 10/- per unit. |
| Entry Load | Not Applicable |
| Exit Load | For Lumpsum
1 % for exit (Redemption/Switch-out/Transfer/SWP) within 12 months from the date of allotment.
For SIP
1 % for exit (Redemption/Switch-out/Transfer/SWP) within 12 months from the date of allotment. |
| Plans & Options | The Scheme offers following plans for investment :- - Regular Plan
- Direct Plan
Within each Plan there are two Options: - Dividend Option
- Growth Option
The Dividend Option under both the Plans offers following modes of Dividend: - Dividend Payout
- Dividend Reinvestment and
- Dividend Sweep
|
| Minimum Investment | Rs. 5000 and in multiples of Re. 1 thereafter. |
| Additional Purchase | Rs.1000 and in multiples of Re. 1 thereafter. |
| Systematic Investment Plan (SIP) | Monthly option - Rs. 500 and in multiples of Re. 1/- thereafter per month, for atleast 12 months
or
Rs. 1000 and in multiples of Re. 1/- thereafter per month, for a minimum period of 6 months.
Quarterly option -
Rs. 1500 and in multiples of Re. 1/- per quarter thereafter for a minimum period of 4 quarters.
Investments above the minimum amount mentioned, shall be made in multiples of Re. 1 for all SIP
irrespective of frequency of SIP or the Option. |
| Systematic Transfer Plan (STP) | Minimum balance in the Scheme should be Rs.25,000/- at the time of enrollment.
| Sub-options for STP | Eligible dates for effect | Minimum amount per transfer* | Minimum term / duration applicable |
| Weekly |
1st Business day of the week |
Rs. 1,000/- |
12 Instalments |
| Monthly |
1st, 5th, 10th, 15th, 20th and 25th of the month |
Rs. 1,000/- |
12 Instalments |
| Quarterly |
1st, 5th, 10th, 15th, 20th and 25th day of first month of the each quarter |
Rs. 2,500/- |
4 Instalments |
|
| Systematic withdrawal Plan (SWP) | Minimum balance in the Scheme should be Rs.25,000/- at the time of enrollment.
Minimum amount for each withdrawal is Rs.1000/- and in multiples of Re.1/- thereafter for a minimum period of 6 months. Withdrawal on 25th of each month or, if 25th is a holiday, then the next effective business day. |
| Taxation |
** For further details on taxation please refer to the Section on Taxation in the SAI and independently refer to your tax advisor. |
| Riskometer | This product is suitable for investors who are seeking*: - Generate income along with attendant liquidity through active management of portfolio with at least medium term horizon
- Investments in Debt (including Government Securities) / Money Market Instruments
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them. | |