IDBI Mutual

Wealth Guide

The 'Wealth Guide' is a disciplined approach of investing through a set of recommended asset allocations designed to fulfill your financial needs and goals. It helps in creating a balance between safety, liquidity and returns through a mix of asset categories.

Based on your appetite of risk, you can optimise the risk and return expectations by investing in an appropriate mix of investment options across several asset classes.

Please provide us with the following details:

5. Have you planned for major life stage expenses like child's higher education marriage purchase of house medical / hospitalisation retirement etc?
- I have no separate provision for such expenses
- I have made some provision for such expenses
- Yes, I have a separate provision for such expenses
6. When do you plan to start withdrawing money from your investments for major needs?
- Within 1 year
- Between 1 and 3 years
- Between 3 and 5 years
- Between 5 and 10 years

7. To meet foreseen and unforeseen circumstances you may keep ____ of your investments in liquid instruments?
- More than 50%
- 25% - 50%
- 10% - 25%
- Below 10%
8. In a situation the investment turned bad due to adverse market conditions for how long would you be prepared to see your investment performing poorly before getting worried and / or liquidating it?
- Less than 3 months
- Up to 6 months
- Up to 12 months
- Up to 2 years
- Up to 3 years or more